Personal Loans
Business finance Loans
Pension Loans
Project finance Loans
Educational Plus Loans

Home refurbishment / renovation
Children’s education
Vacation
Down payment of towards mortgage
Down payment for car purchase
Emergencies
Investments
Other turn around commitment

No, you will need to provide a signed security cheque covering the value of your Loan amount and provision of guarantor against your loan.

We are available to serve you in the following ways:
Headquarters: You may walk into the our Office located at Strong tower, Plot A63, NPA Housing estate, Airport road, Warri, Delta state or send to info@tapolgroup.com

Email: write us at info@tapolgroup.com for your query, feedback or request

Tapol Telephone: You may call our phone line on +234 814 994 0247

Apply Online: apply through our webpage on www.tapol.biz

– Loans of up to N3,000,000
– Loan amount of up to 6 times of your salary
– Competitive interest rate
– Loan approvals and funding within 24hrs
– Loan repayment tenors of 3 months up to 24 months

The installment due date will be debited against the day on which the Loan amount was disbursed. However, the DDT will be initiated when your salary gets credited to the respective bank.

Business Loans
- One (1) passport photo.
- Valid ID – Driver’s License / International Passport / voters card / National ID.
- Recent Utility Bill.
- Company’s / Business CAC trade license document.
- One (1) Security Cheque
- 6 Months stamped business account statement (Up to date).
- Bank Verification Number.
Signed Direct Debit Mandate - Guarantor submittals – proof of residence, proof of earnings and a post-dated
- Cheque.

Personal Loans
- One (1) passport photo.
- Valid ID – Driver’s License / International Passport / voters’ card / National ID.
- Recent Utility Bill.
- 6 Months stamped salary bank statement and Pay slip (Up to date).
- Letter of employment / confirmation.
- One (1) Security Cheque
- Bank Verification Number.
- Signed Direct Debit Mandate
- Guarantor submittals – proof of residence, proof of earnings & a post-dated Cheque

Pension Loans
- One (1) passport photograph
- One (1) Security Cheque
- Valid ID – Driver’s License / International Passport / voters’ card / National ID.
- 6 Months stamped pension salary bank statement & Payslip (Up to date).
- Retirement letter
- Recent Utility Bill
- Bank Verification Number.
- Signed Direct Debit Mandate
- Guarantor (Family Pensioner)

The upfront costs pertaining to a Loan is the processing fee of 1% of the loan amount (Processing fees – Min N2,000 and Max N4,000).

Customers are liable to apply for a top-up after 3 months of repayment of the Loan amount (Principle & Interest)

Installment Deferral is the delay or suspension of repayment of a personal Loan monthly installment.

This is an option for you to close or settle your existing Personal Loan prior to completing the tenure you had originally planned with Tapol.

Pre-payment fee of 1% of amount paid applies for a partial settlement.

Yes, a fee of N100 will be required to be paid.

Once you make a partial settlement the amount paid will be adjusted towards the Loan balance. In most cases, the EMI remains the same, but the loan tenor is adjusted or rescheduled.

No, you can simply visit our Main Office or call our phone line on +234 814 994 0247

No, you can simply visit our Main Office or Office or call our phone line on +234 814 994 0247

You can take up to N3,000,000 depending on your credit score.

Minimum fixed salary required to obtain a Tapol Personal Installment Loan is N100,000

– Minimum tenor: 3 months
– Maximum tenor: 24 months

EMI also known as Equated Monthly Installment is calculated using the total loan amount, the interest rate charged, the tenor of the loan and first installment payment date.

We do not have any requirements and you are free to foreclose your loan when repaying.

In the case of a Personal Loan foreclosure / early settlement, you can simply visit our Main Office or call our phone line on +234 814 994 0247

Early Settlement Fee of 1% of the Loan outstanding amount is charged for a loan foreclosure/early settlement

It takes up to a minimum of 2 working days to process a Personal Loan foreclosure / early settlement?

Tapol needs to be informed at least 5 working days prior to the Loan monthly installment.

Partial settlement is an advance payment or partial payment against the Loan outstanding amount.

Whether your business is at an initial stage or in the growth phase, Tapol Business Loans are designed to meet your financial needs with flexible repayment options and customisable Loan options to keep you growing your business. Getting money to meet your immediate need is simple, secure, and easy with our unsecured Business Loans.

You are eligible for a Business Loans if you:
- Are between 30-65 years of age
- Have business that shows a profit for the last three consecutive financial years
- Have business that shows an upward turnover trend
- Are able to show balance sheet that is audited by a registered Chartered Accountant.

You can take up to N3,000,000 and more depending on your credit score.

- Minimum tenor: 3 months
- Maximum tenor: 36 months

You can repay through Post Dated Cheques or Direct Debit Mandate.